Professional Liability Insurance

Professional Liability Insurance  

Overview

At a Glance

Protect yourself, your family's financial security and your career with your own individual liability coverage. Even if you have Professional Liability coverage through your employer, it may not be enough. Here's why:

  • Policy limits may not be high enough to protect you and all of your co-workers named in a lawsuit.
  • You may not be provided with coverage for lost wage reimbursement, licensing board hearing reimbursement and defense costs.
  • You may not be covered outside of the workplace, such as volunteer and part-time work.



Justified or not, being named in a malpractice suit could cost you thousands of dollars and even result in the end of the career that you worked so hard to build. What is your best defense? Your Alumni Professional Liability Program.

Click the "Learn More" button to learn more about the benefits of having your own insurance coverage then apply for coverage today!

Explore Your Options Today.

FAQs

  • What is Professional Liability Insurance?

    Professional Liability Insurance protects you against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. Remember, legal defense and settlement costs are paid in addition to your limits of liability.

  • Doesn’t my employer provide me with Professional Liability coverage?

    While many employers (not all) will provide some Professional Liability coverage, chances are that coverage may have some serious gaps, including:  

    • Policy limits may not be high enough to protect you and all of your co-workers.
    • You may not be provided with coverage for lost wage reimbursement, licensing board hearing reimbursement, and defense costs.
    • You may not be covered outside of the workplace, such as when you engage in volunteer or part-time work.
    • You may not be covered for suits filed after you have terminated your employment.
  • How do I apply?

    Applying is just a click away! Get a no-obligation quote and apply for binding coverage instantly by clicking on the "Learn More" button.

  • What benefits are afforded to me by having a personal Professional Liability Insurance Plan?

    In the event of a lawsuit, your own Professional Liability Insurance policy would:

    • Provide you with your own attorney
    • Pay all reasonable costs incurred in the defense or investigation of a covered claim
    • Pay you for lost wages when required to appear before a Licensing Board
    • Pay court costs in addition to the limits of liability

Contacts

We're here to help! Please contact us in whatever manner is most convenient for you.

 Office Address
Mercer Consumer
12421 Meredith Drive
Urbandale, IA 50323
 Application Mailing Address
Mercer Consumer
P.O. Box 10374
Des Moines, IA 50306-0374
 Phone
1-800-503-9230
 Hours
 M-F 8:15a-5p CST
 Email
customerservice.service@mercer.com